NICL AO Syllabus and Exam Pattern 2026 - Overview
| Particular | Details |
|---|---|
| Organisation | National Insurance Company Limited |
| Post | Administrative Officer (Scale I) |
| Streams Covered | Generalist and Specialist |
| Prelims Subjects | English Language, Reasoning Ability, Quantitative Aptitude |
| Prelims Questions | 100 |
| Prelims Marks | 100 |
| Prelims Duration | 60 minutes |
| Mains Objective Marks | 250 |
| Mains Objective Duration | 180 minutes |
| Descriptive Test | 30 marks, 30 minutes |
| Negative Marking | 0.25 mark for each incorrect objective answer |
| Selection Stages | Prelims, Mains and Interview |
| Official Website | nationalinsurance.nic.co.in |
NICL AO Prelims Exam Pattern 2026
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 30 | 30 | 20 minutes |
| Reasoning Ability | 35 | 35 | 20 minutes |
| Quantitative Aptitude | 35 | 35 | 20 minutes |
| Total | 100 | 100 | 60 minutes |
English Language
- Reading Comprehension
- Cloze Test
- Error Detection
- Fillers
- Para Jumbles
- Sentence Rearrangement
- Sentence Improvement
- Vocabulary
- Synonyms and Antonyms
- Spelling Checks
- Parts of Speech
- Articles
- Prepositions
- Sentence and Paragraph Completion
Reasoning Ability
- Puzzles
- Seating Arrangement
- Syllogism
- Inequality
- Coding-Decoding
- Blood Relations
- Direction and Distance
- Alphanumeric Series
- Number, Letter and Symbol Series
- Order and Ranking
- Word and Number Pair
- Word Formation
- Odd One Out
Quantitative Aptitude
- Simplification
- Approximation
- Number Series
- Quadratic Equations
- Percentage
- Ratio and Proportion
- Average
- Number System
- HCF and LCM
- Age
- Partnership
- Mixture and Alligation
- Simple Interest
- Compound Interest
- Profit and Loss
- Discount
- Time and Work
- Pipes and Cisterns
- Speed, Time and Distance
- Boats and Streams
- Trains
- Mensuration
- Probability
- Permutation and Combination
- Data Interpretation
- Data Sufficiency
NICL AO Mains Exam Pattern 2026 for Generalist
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 50 | 50 | 40 minutes |
| English Language | 50 | 50 | 40 minutes |
| General Awareness | 50 | 50 | 30 minutes |
| Computer Knowledge | 50 | 50 | 30 minutes |
| Quantitative Aptitude | 50 | 50 | 40 minutes |
| Total | 250 | 250 | 180 minutes |
NICL AO Mains Exam Pattern 2026 for Specialist
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 40 | 40 | 35 minutes |
| English Language | 40 | 40 | 30 minutes |
| General Awareness | 40 | 40 | 20 minutes |
| Computer Knowledge | 40 | 40 | 25 minutes |
| Quantitative Aptitude | 40 | 40 | 35 minutes |
| Technical or Professional Knowledge in Relevant Discipline | 50 | 50 | 35 minutes |
| Total | 250 | 250 | 180 minutes |
Reasoning Ability
- Puzzles
- Seating Arrangement
- Syllogism
- Inequality
- Coding-Decoding
- Data Sufficiency
- Input-Output
- Logical Reasoning
- Statement and Assumptions
- Blood Relations
- Direction and Distance
- Order and Ranking
- Alphanumeric Series
English Language
- Reading Comprehension
- Cloze Test
- Error Detection
- Para Jumbles
- Sentence Correction
- Fillers
- Vocabulary
- Grammar
Quantitative Aptitude
- Data Interpretation
- Arithmetic
- Number Series
- Quadratic Equations
- Simplification
- Percentage
- Ratio and Proportion
- Average
- Profit and Loss
- Time and Work
- Time and Distance
General Awareness
- Current Affairs
- National Current Affairs
- International Current Affairs
- State Current Affairs
- Banking Awareness
- Insurance Awareness
- Financial Awareness
- Government Schemes
- Business and Economy
- Sports
- Books and Authors
- Summits and Conferences
- Science and Technology
- Reports and Indexes
- Important Appointments
- Awards and Honours
- Important Days
- Static General Knowledge
- Insurance-related developments
- NICL-related news
Computer Knowledge
- Computer Fundamentals
- Operating Systems
- MS Office
- Internet
- Networking
- Computer Security
- Basic Hardware
- Basic Software
NICL AO Mains Descriptive Test
| Topic | Marks |
|---|---|
| Essay | 10 |
| Precis | 10 |
| Comprehension | 10 |
| Total | 30 |
NICL AO Selection Process 2026
- Phase I - Preliminary Examination
- Phase II - Main Examination
- Phase III - Interview
Important Points About NICL AO Syllabus 2026
- The Preliminary Examination pattern is common for Generalist and Specialist posts.
- Prelims has 100 questions carrying 100 marks.
- Each Prelims section has a separate 20-minute time limit.
- Generalist Mains has five objective sections.
- Specialist Mains includes an additional Technical or Professional Knowledge section.
- The Mains objective test carries 250 marks and lasts 180 minutes.
- The Descriptive English Test carries 30 marks and lasts 30 minutes.
- Objective questions carry a negative marking of 0.25 mark for an incorrect response.